Radhe shyam

Updated in February 2023: In October 2022, HDFC lifted all of the LifeTime Free conversion restrictions; as a result, only the Shoppers Stop HDFC Credit Card is currently issued as lifetime free. Currently, the only way to make your card lifetime free is to make the required milestone purchase each year to eliminate the yearly cost. To convert your HDFC Bank credit card to a lifetime free credit card, you may need to meet certain conditions, such as: Minimum annual spending: You may need to make a minimum annual spend using your credit card to be eligible for a lifetime free conversion. Maintaining a minimum credit limit: You may need to maintain a minimum credit limit on your credit card to be eligible for a lifetime free conversion. Timely payment of bills: You may need to make timely payments of your credit card bills to be eligible for a lifetime free conversion. Conclusion: It's recommended to check with HDFC Bank directly or refer to your credit card terms and conditions for specific details on lifetime free conversion conditions.